Christmas is back!! It is approaching so fast and I have been so busy.
Finding the perfect gift for your “him” can be a task sometimes. While shopping for the men in my life, I am trying not to purchase something that they would buy for themselves or anything that is boring. I also have a budget because when I don’t, I do way too much! I found a few ideas that can work for any man on your list. Some are personalized, DIY, and will match any budget.
Here are 10 of my favorites
- If your man owns air pods, here is something that will help ensure that he will not misplace them again…a monogrammed Leather Air Pod Case. With the monogrammed case, there will not be a mix up on which belongs to whom. The case comes with a clip so that he can attach them to a keychain, backpack or his jeans. I found this on ETSY
- For the photographer on the run, you can purchase this smartphone camera lens set. All you do is clip on the super-wide angle, macro lens, or fisheye to the phone to catch the perfect shot. The clamp design does work with every brand of phone, so no worries. This was an Amazon find.
- Personalized men’s wallet is always a practical choice. I was messing around on ETSY and saw some really cool brands that were reasonably priced. You can have initials, their names, or something a little more elaborate printed out.
- Sometimes it is cool to give them an experience for Christmas. Why not give the experience of skydiving without actually jumping out of a plane? Indoor skydiving is so much fun and most big cities have a place to do it!
- Now, there are so many men out there rocking the beard trend. Are you tired of looking at all of the hair in the sink? Ok, on Amazon there is a beard bib to help him keep his beard sexy while keeping the sinks clean. That is a dual-purpose gift right there!
- With this one, there shouldn’t be an excuse for why he didn’t pick up your call. Amazon has a USB Charger Station that can charge six devices all at once. They also sell a car charger that has five ports for either iPhone or Android and it charges at twice the speed as the normal charger.
- Charge 3 Activity Tracker Watch from Fitbit is a cool gift for the man who loves fitness or is trying to set a fitness goal for the new year. This one is swim-proof and goes deeper with information on his heart rate, calories burned, sleep and more.
- If your guy is one who loves to go through photos and talk about family history, I would get him the Ancestry DNA test. I found one on Amazon right now for $59.00! He will have a blast finding out more about his family history, especially the things that the family storytellers may have left out.
- So I saw something kind of cool the other day. I saw some beanies. They weren’t just normal beanies though… they have built-in speakers to stream music or make/receive calls via Bluetooth. The speakers are removable so you can wash the beanie when its time.
- All of my boys are getting headphones this year because they know how to make mine do disappearing acts. I just don’t think you can go wrong with getting some BOSE QuietComfort Wireless Headphones. They are noise-canceling and wireless! They have been rated the most comfortable and the GH Institute’s test has given them a top-ranking for sound quality.
There are so many other cool gifts out there. Look around but do not get stressed out. Men are a lot simpler than we think. Happy hunting and Merry Christmas!
Money management is a very tricky subject that can leave many feeling apprehensive. Finances can lead to arguments in relationships and lots of worries, maybe even depression among some. I am well into my 40s and I have talked to people my age that have been putting off saving for retirement….NO! Some have never heard of having an emergency fund for a rainy day. It is never too late to get your finances on the right track so we need to get started and begin to make good financial choices so that we can live the life that we dream of.
So here are 10 money management tips to get us started on the right track…
- Acknowledge your priorities. Before we even think about creating a budget, we need to know what our priorities are. We have to see that our money goals match up with our money habits. Any part of your financial life that makes your stomach sick at the mere thought of it is now a priority. Whatever concerns you most, make that a priority.
- Know your monthly income. This is so important because you cannot manage your money without knowing what you earn. This number is easier to know when you are a salaried employee. If you work for yourself, like I do, you have to estimate this number. Once you determined that number, do not forget to add your side gigs in.
- Track where you spend your money. Some banks have software that will show you where you are spending your money on the websites. This process can be overwhelming so taking it one month at a time. This means you have to keep receipts, credit card statements, bank statements, housing and utility bills, and those electronic payments like Amazon and PayPal records. Write down everything in categories and label your wants and needs.
- Have a plan. First, we have to look at our spending habits. Look at your expenses, if you are spending money for a gym membership and you never go, it is not important so it can get cut out. Go walk in the park for free. Do you go out to eat every day? That is not necessary and can get cut down or out. Go do some grocery shopping and buy things that you can prepare and bring to work for lunch. Cut out what is not a need and/or not important to you and start saving to build your emergency fund.
- Stick to the plan. Once you figure out the plan, you have to stick to it! Give it a full month. You may have to tweak some things until it works for you. Find a budget that you may want to try. There are a few budget worksheets out there. My boys have vision boards so that they have visual goals that they see often. I believe this helps you stick to your plan because it keeps your goals fresh in your mind.
- Expect emergencies. We should always have some easily accessible liquid funds. They say you should have six months of income saved, maybe you can start with having 1-3 months. You never know what may happen out there. You or your partner may lose your job, or some medical emergency may arise, or a tire blows on your car. How you put away money away for an emergency is up to you. Having money to deal with problems as they come definitely gives you some relief and makes you feel more secure. Most emergencies have enough stress with them as it is; not having the finances to take care of them will add more.
- Save early and often. The sooner we save, the sooner we build interest. Whether you do a savings account or an IRA or 401k, you will still need to consider the future. I just started saving when I shop. No matter if its the grocery store or anywhere else, when the receipt says, “you saved $….,” I actually put it away so I really save it and not just spend it somewhere else.
- Take advantage of free money. If your employer matches your 401k, you need to take advantage of that, it’s free money! Another place to look is your health insurance. Some build up a little side savings account.
- Look at your debt again. You may need to consider refinancing your car for a lower rate or transferring a credit card balance to one with a lower interest rate. It is worth combing through your debt to find out where you can save money to put away.
- Find what works for you and keep doing it. “If it’s not broke, don’t fix it.” Once you find a system that works for you, do not get distracted by the new trends, apps, and TV financial advisors advice. It is sometimes tempting to try the next new thing but if you are in a good rhythm, keep it going. Your focus will pay off!